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When Auto Card Funding is enabled on a card, that card will maintain a $0 balance until it is used for a transaction. If the transaction is approved, the funds will immediately be transferred to the card in realtime. This also creates a direct one-to-one relationship between card funding and transactions, allowing you to easily connect card funding with spend.
Note:Not all accounts have this option available. If you do not see this option on your cards, please contact your customer success manager or PEX administrator support.
Best practice:When you enable auto card funding, we highly recommend strong spend rules to protect your cardholders from overspending and then link to spend rules / policies. Learn more about managing spend rule policies.

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Enabling Auto Card Funding

1
Log in to dashboard.pexcard.com
2
Click on the “Cards” tab and select the card you wish to enable this for
3
Click the tab titled “Spend Rules”
4
Check the box next to “Use auto card funding”
5
Scroll down and click “Save”
Note that after you enable Auto Card Funding, the card balance will show as “N/A” for not applicable. If a card has a positive balance prior to enabling Auto Card Funding, you will be prompted to de-fund the card as part of enabling this setting.
Last modified on April 22, 2026