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Vendor cards have several benefits:
  • Use for one-off supplier payments and subscriptions
  • Prevent overspending or overbilling
  • Simplify reconciliation
  • Eliminate late payments

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Watch a step-by-step demonstration here!

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How to create a vendor card

Click the dropdown on the ‘Order Cards’ button and select ‘Vendor’.

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Card settings

1
Enter the name of the vendor to appear on the card (will appear on the virtual card as VENDOR [Vendor name])
2
Select the expiration length of the card.
3
Share with cardholder
  • This option will allow you to grant a cardholder full access to vendor card details as a “card owner”. This cardholder will be able to view the card number and all card transactions. Only one cardholder can be assigned to a vendor card.
4
Choose whether you want the card to be immediately activated

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Funding

1
Select which funding option you would like to use for the card.
  • Use Auto Card Funding — Set funds to be automatically pulled from the business account balance so that no funding is needed ahead of payment.
    • You can also set up time-based spend limits to restrict the amount that can be spent on a card in a given period.
  • Add funds to card — Set funds to be transferred to the card upon creation.
    • Enter the initial balance that you would like to set for the card.
    • You can also set the cards to be funded automatically on a recurring basis by selecting a funding frequency.
  • Add funds later — create the card now without funding. Funding can be set up later on the Card Details page or the Cards page.

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Vendor locking (optional)

1
Check the box to enable vendor locking.
2
Select the vendor that you would like to lock the card to
  • This option will limit the card to ONLY enable spend with the vendor you select.
  • This will prevent charges from unauthorized vendors and make reconciliation easier.

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Vendor card FAQs

  • No — Vendor cards are virtual-only cards that can be used for payments towards a specific vendor.
  • No — Vendor cards can only be used online.
  • No — Vendor cards cannot be added to digital wallets.
  • You can share a vendor card with ONE cardholder either when creating the vendor card or after card creation on the ‘Card details’ page. Choose the ‘Share with cardholder’ option from the blue dropdown menu on the top right of the screen.
  • Yes — On the ‘Card owner’ tab on the ‘Card details’ page, you can edit or delete the cardholder that has access.
  • Vendor locking limits cards to only allow spend from a single selected vendor.
  • You can search our database to find the vendor you are looking for.
    • The vendors in our database are normalized, so for example, you can just search “Amazon” instead of “AMZN MTKP…”.
  • No, it is not required. However, it is recommended so that you can prevent charges from unauthorized vendors and make reconciliation easier.
  • If you are still unable to find the vendor you want, you can choose to expand your search (see below). However, the merchant results that appear from an expanded search have not been validated in our database and it is up to your discretion to use them for your card restrictions. (See Tips for Searching for Merchants)

Creating Virtual Cards

Tips for Searching for Merchants

Last modified on April 22, 2026